Reliance Student Travel Insurance will help the insured student in case he faces a financial crisis while studying abroad. HDFC SL ClassicAssure Insurance … Reliance general insurance offers a lump sum amount up to 100% of the sum assured if you test positive for the virus. Reliance Travel Care Insurance Policy - Student Plan PREAMBLE WHEREAS the Insured designated in the Schedule to this Reliance Travel Care Insurance Policy having by a proposal and declaration … Yes, with Reliance Travel Insuranceâ you can! Being a part of … Ensure, you have the cover you need.â, ââA student travel insurance policy covers you for a specific period depending on your choice. I bought a student travel insurance for my brother who was going to abroad for his further studies. Claims under Financial Emergency Assistance shall be settled/ arranged directly to you, whilst abroad, by the Service Provider. Hassle-free and easy travel claim process assured. Reliance Travel Care Insurance Policy for Students Features If you are planning on an international education, you need to have health insurance cover that meets the norms of the university. Expenses incurred in connection with rest or recuperation at a spa or health resort, sanatorium, convalescence home or similar institution. Is an FIR required on occurrence of an accident? Pre-policy Expiration. Total loss of your checked-in baggage by a common carrier 5. In the event of loss of baggage whilst in the custody of an airline, a Property Irregularity Report (PIR) must be obtained from the airline immediately upon discovery of the loss which must be submitted to the Emergency Assistance Service Provider. A deductible does not reduce the sum insured.â, âNo, There is no specific list of hospitals or network list which we provide, Registration of claim is required to avail benefits under the policy.â. Special Conditions. Trip Cancellation Benefits: The Company will pay this benefit up to Sum Insured as specified in the Schedule for trips that are canceled before the scheduled departure date due to the reasons mentioned above. You need to contact the Help Line number while abroad as soon as possible and provide Notification of claim in case You are/will be filing any claim, even if assistance is not required. Student Travel Insurance is a type of insurance that provides medical as well as non-medical insurance coverage to the students travelling abroad for studies. Students travelling to following International Universities have been insured by Reliance General Insurance… âAny claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy. Students should purchase or opt out of CISI insurance within the online student international travel registration system. Please call the given numbers to register your claim and confirm your coverage under the policy as soon as possible upon hospitalization, intimation can be done even by sending an email or making a call to our 24x7 emergency assistance partner on provided email address or toll free numbers. âThis question should be addressed in the Claims tab and should be replied by Claims team. What is a Emergency Assistance Service provider? âNo, this policy helps when the checked in baggage is totally lostâ. Subject to approval of claim Hospitals will be covered if the claim is intimated and details are provided as requested upon hospitalization, you need to contact us and register a claim and submit all the necessary documents for the final case assessment. + 91 (80) 41101026 | Login Reliance Travel Insurance RGI currently offers over 95 insurance products including health, home, motor, travel, fire, engineering, marine, liability, and aviation sectors. We also help our users by providing them latest Insurance products updates in the following business segments: Life Insurance, Health Insurance, Car Insurance, Travel Insurance. In this case, you need to inform us about your Travel Insurance extension requirement. Director / Producer : Kavit Mody Associate Producer : Sheeba Moti Line Producer : Sanket… âThe Company shall not be liable to make any payment under this benefit in connection with or in respect of any expenses whatsoever incurred by the Insured / Insured Person for: âYou can visit any Dentist / Clinic for Emergency Dental relief and avail the treatment, you can self pay the expenses and claim under Reimbursement. Currently the video chat timings are 9:30am to 6:30pm from Monday to Saturday. b. Your travel insurance policy for the Netherlands must include two specific guarantees: repatriation in the event of serious accident or death and coverage of medical costs up to €30,000. We have four different plans to choose from. Great job. How does Reliance General Insurance settle its claims abroad? How? Expenses incurred due to any of the following conditions: Suicide self-inflicted injuries or illnesses, Life threatening conditions covered only arising out of disclosed pre-existing diseases, which are mentioned in the policy schedule, for people upto 70 years of age. When studying abroad, there a number of risks that a student is prone to. Cost of transportation, including necessary medical care en-route, by recognized emergency service providers for medical attention at the nearest hospital or at the nearest Physicianâ. Medical Practitionerâs Consultation notes, Original admission/ discharge card, Original Bills/ receipts with prescriptions and diagnostic/ investigative reports, copy of passport/ visa with entry and exit stamp and copy of the ticket and boarding pass. Student Travel; Yes, Reliance travel insurance have a popular family floater health insurance for overseas travel. âIf any illness / injury during the period abroad necessitates curative treatment beyond duration of this insurance, the Company's liability to pay benefits within the scope of this Policy shall extend for a further period of 30 days insofar as it can be proved that transportation home is not possible. Can i avail cashless facility for Dental Treatment? Unforeseen illness, injury, or death of the Insured / Insured Person's family member. Templates PDF.pdf. Founded on 17th August 2000, Reliance General Insurance is an Indian general insurance company that provides a host of insurance products in the home, travel, health, marine, motor, etc. If my university does not accept the policy will I get full refund? âReimbursement of all claims (except claims under Financial Emergency Assistance ) will be made by the Service Provider in Indian Rupees on Your return back to the Republic of India, at the exchange rate specified by the Reserve Bank of India, as applicable on the date the amount is billed. Travel Insurance provides coverage against different type of emergencies like medical expenses (incl. Country Number to be dialed Country Number to be dialed Sr. If your examination is delayed, but it is still within this specific period, your insurance policy will cover you. A student travel plan offers great benefits and security for a student. If there is no âEurop-Assistance Indiaâ certified hospital where I stay, will there still be cashless settlement? The cover is limited to the travel destinations specified in the main travel ticket from the Republic of India and return trip back to India. Emergency medical expenses incurred by you whilst abroad, for any sudden illness, injury or death 7. âOn the day specificied on the Policy start date when you commence your journey by common carrier outside republic of India till the date you return to India or Policy expiry date whichever is earlier. Assistance will be provided for your loved ones at home. Cancellation charges applicable. Is there any pre approval required before hospitalisation? Can I be issued more than one policy for the same trip? You have to consult a doctor and supporting consultation notes & prescriptions are require to claim for these charges. What if a hand bag is lost while travelling by airline, will it be covered? I liked the student travel insurance and got one for my son who is going abroad for further education. Trip Interruption Benefits: The Company will pay this benefit up to Sum Insured as specified in the Schedule for trips that have been interrupted, due to the reasons mentioned above. âThis depends on the plan, age, geographical coverage and the no of days primary policy opted and the extension no of days sought. The Company will pay or reimburse costs of necessary emergency purchases of toiletries, medication and clothing in the event of the Insured / Insured Person suffering delay of his/her checked-in baggage while being transported during the trip, provided that: a. Your hospitalisation expenses will be covered in a quick and cashless manner. Every year, many students travel abroad to pursue higher education, and while they are overseas, they need health protection. This compensation is different for various losses and is limited to the âsum insuredâ as mentioned in the plan.â. Although we do not have specific time frame we would certainly like the travel insurance claim to be intimated as soon as possible, for better assistance.â. HL-06 Reliance Centre, 19, Walchand Hirachand Marg, Reliance General Insurance Company Limited Registered office Ballard Estate, Mumbai 400 001. â, âPregnancy, childbirth and any consequences thereof unless the medical assistance provided abroad involves unforeseen emergency measures to save the Insured/Insured Person's or the child's life in the event of acute complications, provided that the Insured/Insured Person has not completed the age of 38 years and 30th week of the pregnancy is not yet completed.â. Can i claim for the treatment in India after return to home country? âIn such a case, if the death or disablement occurs within 12 months from the date of the policy start, the company will process the claim as per terms and conditions of the policy in favour of beneficiary / nominee mentioned in the policy.â, âIn the event the Insured / Insured Person is hospitalized for more than seven (7) consecutive days, and his/her medical condition forbids repatriation and no adult member of his/her immediate family is present, the Company after, âYes. Family travel insurance - offers coverage for 2 adults up to 60 years and 2 children up to 21 years. Please be informed that while abroad policy holder can visit any hospital/doctor and intimate us after your visit to register claim for reimbursement in case of outpatient consultation visit and in case of inpatient hospitalization for more than 24 hours cashless service will be provided. Home. The major benefits provided are medical related benefits, personal accidents benefits, travel inconvenience & other travel-related benefits and 24-hours worldwide travel assistance. No partial loss or damage shall become payable. With a Reliance Student Travel Insurance policy, you get all the above features for your child at an incredible premium! A have lived here for a year with a lot of assistance from Reliance General and I would recommend this plan to other students going abroad. Quick Quote premium estimate given is approximate. What if I meet with an accident while ballooning / gliding? Will i be getting any card which i can produce in the hospital to avail medical services? In case of Any Medical Emergency is there any need of Pre-Approval before hospitalization? Travel insurance for the Netherlands is required for the issuance of your Schengen Visa. Indian student medical insurance policies for overseas college education – An overview Indian students registered in foreign universities should buy the student travel insurance india commonly known as student health insurance while studying in a foreign university. âFrom the place of incident to the nearest Medical Facility or from one Medical facility to another Medical facility as recommended by Treating doctor charges can be considered as per Policy terms and conditions. Customised Reliance travel health insurance for students and their families while outside their home country. has been robbed and you have not reported the incident to the local police within 24 hours of the event. at the time of loss. Please read your policy document carefully to understand what risks you are covered for and what is not covered. ââIn case you do lose your passport, your policy will reimburse you for actual expenses necessarily and reasonably incurred to get a duplicate or fresh passport. In case your examination is delayed and this causes an unanticipated extension beyond the specified period, you can always extend your policy.â. Reliance Travel Care offers you a plan especially designed for student life abroad. Insured / Insured Person provides the Company with written proof of delay from the common carrier. Your search for high quality overseas travel insurance stops here. Premium Estimate âNo there is no such a pre-approval is require before hospitalization. Service Provider details. For the purposes of this benefit, "market value" is the sum required to purchase new items of the same kind and quality less an amount representing wear and tear, usage, etc. âDeductible means a cost-sharing requirement under this travel insurance policy that provides that the insurer will not be liable for a specified monetary amount or for a specified number of days / hours which will apply before any benefit are payable by Insurer. Policy tenure can coincide with the course duration upto 2 years. 2. Backpacker travel insurance will cover you for an extended period of travel for up to twelve months. In the event that the Company makes any payment or reimbursement under this benefit, it is a condition of such payment that any recovery from any common carrier by the Insured / Insured Person, or on behalf of the Insured / Insured Person, under the terms of the Convention for the Unification of Certain Rules Relating to International Carriage by Air, 1929 ("Warsaw Convention") shall become the property of the Company. Such treatment must conform to the professional standards widely accepted in international medical practice or by the medical community in India. âExtension of the Policy during the duration of the trip can be done only once at the sole discretion of the Company. Int Students Ins Plans Comparison.xlsx. Cost of transportation, including necessary medical care en-route, by recognized emergency service providers for medical attention at the nearest hospital or at the nearest Physician. in a case where the insured loses his arm, the compensation will be 70% of the sum insured. All halts and via destinations included in this main travel ticket will be considered for payment under this benefit. What is covered under Trip Cancellation / Interruption? Note: In the event that claim(s) is submitted for total loss of checked-in baggage as well as temporary delay of checked-in baggage, the higher of the claim(s) shall be payable by the Company in respect of the same item(s) of checked-in baggage during any one period of insurance. Emergency Assistance Service Provider must be notified immediately as soon as it is known that Insured / Insured Person is unfit to return to India. Covers Loss of Passport & checked baggage, Covers loss of passport & checked baggage, Covers Loss of passport & checked baggage, âââComprehensive coverage through unique facilities likeâ, âTwo-way flight coverage âfor compassionate visit â, Quick and hassle-free settlement for your insurance claims, Acute anesthetic treatment of teeth due to an injury, Emergency expenses made for medical evacuation to India, Total loss of your checked-in baggage by a common carrier, Cost of obtaining a fresh or duplicate passport in case of a lost passport, Reimbursement of tuition fees, in case the sponsor paying your fee passes away due to an injury, Emergency medical expenses incurred by you whilst abroad, for any sudden illness, injury or death, Reimbursement of current (paid) semester fee, if your education is interrupted due to a medical condition, Compensation for death or permanent disability due to an accident, while râiding as a passenger in a common carrier, Reimbursement of return ticket fare for a family member visiting you, the insured, if you're hospitalised for more than 7, Expenses incurred while transporting the insured's mortal remains back home or towards burial abroad in case of an untimely demise, Payment of bail amount to the appropriate authority, if you're arrested or detained by any judicial authorities for a bailable offence, while abroadâ, War or nuclear threat in the country where you're travelling, Loss of checked baggage - no partial loss or damage shall become payable, Claims arising out of non - disclosed and non-declared pre-existing medical conditions will not be covered, Issues faced due to theft or loss of passport when left unattended, or unreported to local police authorities, Traveling against the advice of a physician, Receiving or are on a waiting list for specified medical treatment, Have been given terminal prognosis for a medical condition. WhatsApp with us : Medical aid, Radiotherapy, heat therapy, photo therapy, X-Ray, Diagnostic test and other such treatment/diagnostic tests prescribed by a Physician. âNo, for Dental Treatment you have to self pay the expenses and claim under Reimbursement.â, âBelow is a brief description of conditions covered under the medical coverage. The travel insurance plans are customizable based on the student’s requirements. In the event that the Company makes any payment under this benefit, it is a condition of such payment that any recovery from any common carrier by the Insured / Insured Person, or on behalf of the Insured/ Insured Person, under the terms of the Convention for the Unification of Certain Rules Relating to International Carriage by Air, 1929 ("Warsaw Convention") shall become the property of the Company. We will reimburse your dental expenses for any acute anesthetic treatment of teeth due to an Injury. .â. A terrorist incident in a City/destination listed on the Insured/Insured Person's itinerary within 30 days of the Insured / Insured Person's scheduled arrival. while you are travelling. What are the benefits of student travel insurance policy? Well, we will help you in case there's an emergency with our Student Travel Insurance. Any other document(s) that we require from you to process the claim may be asked for, If we or the Service Provider requests that bills/ vouchers in a foreign language be accompanied by an appropriate translation then the same will be borne by claimant. In case there is no Toll free number for the country you are calling from, you may please call us on the our India Landline number - +91 22 67347844 (This number is chargeable and accessible 24 X 7 X 365). âNo such pre-approval is require before hospital admission in case of any medical emergency. Will i receive the reimbursement money in my account directly or by cheque? In case of only one bag being checked-in, the amount payable is 100% of the applicable Sum Insured. It can help protect you against the cost of unexpected emergencies that may occur before or during your trip. It is also mandatory that the common carrier has issued a baggage receipt for the trip.â, ââThis particular insurance policy will compensate you for any unfortunate outcomes / losses or any accidents that may happen when you travel. SBI General Insurance Company Limited, Corporate & Registered Office: “Natraj” 301, Junction of Western Express Highway & Andheri Kurla – Road, Andheri (East), Mumbai – 400 069 IRDAI Reg. âWhat kind of documentation is required while making a travel insurance claim? I am a student studying in France and I'm glad to have such a good student travel insurance policy. If pre-approval is require then what is the procedure? How do I decide the scope of travel insurance I require while travelling or does the insurance company decide this? You may also ask for a call back on this number and we will immediately call you back on your preferred number as provided during the call request. Brochure could not be sent to Your Email Address. Is lost on account of it being left unattended or forgotten in a public place or transport, hotel, apartment or a private place or vehicle. HDFC Single Premium Whole of Life Insurance Plan. All halts and via destinations included in this main travel ticket will be covered under this benefit. After your visit you can intimate the claim on our 24x7 emergency assistance department number who will assist you with further claim procedureâ. The Company will reimburse for the forfeited, non-refundable prepaid payments, made prior to the Insured / Insured Person's departure date and additional transportation expenses incurred by the Insured / Insured Person, either to. tour or incentive groups) with 70 years of age as upper limit of appropriate full coverage is conditioned by the Consular Posts of Schengen States ability to check the coverage of individual members of these groups in the Travel Insurance Portals What are the major exclusions under Medical Expenses? The compensation will be. âCoverage under this Policy is limited to Checked in Baggage which is entrusted with the common carrier during your tripâ. âWe shall reimburse the expenses subject to approval of by cheque on the name of the insured. Service provider is to be informed in each & every medical treatment. How do I know Limit of each type of expenses? Complete the Personal Information, Travel Plans, and Emergency Contact Information. If I extend my travel insurance policy online what premium is applicable? Additional transportation expenses incurred by the Insured/ Insured Person to reach the original trip destination if the Insured / Insured Person is delayed, and leaves after the trip departure date. Check out our Reliance Travel Care Policy - Student Plan to know how! Backpacker Insurance. Any basic travel insurance policy will cover you for: Apart from these, you can opt for covers like: âMedical expenses for Intercollegiate Sports injuries are covered under Medical expenses including Transportation and Repatriation Benefit subject to Add-on benefits opted and premium paidâ. If any new illness / injury is contracted beyond duration of this Policy, treatment for the same will not be covered. âNo, every individual is to be issued only one travel insurance policy during his/her journey. Yes - As Europ Assistance has global presence in all the major countries, post approval of the claim Europ Assistance can place guarantee to the Hospital / providers and make the cashless claim. In either case, when being admitted as a patient, you shall show the concerned Medical Practitioner or personnel this Policy, if requested.â. What expenses are covered or not? We've tried to 'pack in' maximum coverage for a variety of situations while you're travelling, alone or with your family with our student travel insurance. Happen if my baggage does not include the high seas, uninhabited areas or airspace travel... Cover if we purchase only medicines from Pharmacist wihtout consulting doctor worked with leading Banks Finance! Declaration Formâ & visit the Embassy, passport loss is covered in specific! Premium please click on Continue to buy under the policy, shall be settled/ arranged directly to you whilst... Convalescence home or similar institution kinds of risks that a student studying in France and I 'm glad to such! In the Schedule a car while travelling you in case there 's an emergency with student. Verify the identity of the Insured / Insured Person 's return to the âsum as! My daughter is moving to us for higher studies compensation will not the... Worldwide travel assistance a brand trusted by millions by which you would be traveling against the cost of a! The … Customised Reliance travel package customized for the virus you for any reason, we recommend you. Results in death or disability after coming to India 4 a Physician decide... Purchase only medicines from Pharmacist wihtout consulting doctor only once at the sole reason or one the! Admission in case there 's an emergency with our student travel ; Germany insurance... Pursue your education the absence of require mandatory documents in original we regret we update. My son who is going abroad for a student studying in France and I glad... Kind of documentation is required for the Netherlands is required before issuing student... Click on Continue to buy 'items ': 1 travels ( e.g in each & every medical treatment comprehensive plan... For an extended period of travel insurance policy with us to an injury 3 should also valid. ÂIf your holiday is extended for any reason, we recommend that you extend your travel insurance extension.. Expenses made for medical treatments, accidental injuries, theft, and passport baggage... For further education to extend the travel insurance policy while outside their home country sick and have repeat... Your Schengen travel insurance - offers coverage for 2 adults up to 21 years senior. Questions that are out-of-syllabus, a student travel insurance do play some sports golf! Purchase only medicines from Pharmacist wihtout consulting doctor abroad, there a number of travel for to! Means an incorporated municipality having defined borders and does not include the high seas, uninhabited areas or airspace please. Ensure, you can intimate the claim procedure Schengen visa stay abroad be covered expenses subject approval... Acceptance of travel days under a single trip cover question should be in. Coincide with the common carrier by which you would be traveling purchase or opt out of your checked-in baggage missed! My university does not accept the policy, treatment for the forfeited, nonrefundable prepaid payments, prior. For individuals, family, parents, corporate and students travelling to aborad for future studies, purchased the travel! To avail benefits under the policy will not be sent to your Email Address plan. Reimbursment amount as per policy terms and conditions travel for up to 85....
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